2018年5月22日 · So I had a loan with Snap Finance. I was paying on time and was about to pay it off when I noticed that the balance was not going down even though I have paid it. I called them back and went over the bill and they charged me even more money! This is the third time this has happened so I did call and curse them out (I know, not the best thing to ...

2020年8月18日 · The charge off balance was just over 10k. So it is listed as settled for less. But his credit is being hit hard by this. His scores are in the middle to upper 500s right now. We had gotten them up to 600s but then Snap-On updated his payment history with a 60 day late from 2016 without warning. We haven't contacted them since we made the payment.

2012年3月4日 · Snap-On credit...totally messed up, VENT! ha Ok so a little background info, i have a Snap On loan that was closed in 2008. paid off in full. Snap on is a tool company, total loan was for 4100. so it was opened in 2005.. closed in 2008, and it was reporting one 30 day late in 3/08. so i wrote to the CEO of snap on asking to remove the 30 day ...

2025年1月2日 · The account owner signed off on the check written to me. They keep the check as proof that they paid as instructed. Checks are one of the most secure payment types because of these things which is why they have been used for hundreds of years. There is zero risk to the bank. If it really was a risk, then every bank would charge this fee.

2023年3月9日 · I've enclosed a payment estimate below reflecting the 0% . The 3.9 is for 60-month term, had not given the 48 month consideration. Thanks for the breakdown, the difference in monthy payment is minor and saves what appears to be almost $4,000 in interest charges! It goes up to 4.9% at 72-month, but 48 at 0% seems to be the best option.

2021年10月21日 · My practice is to take 5 year terms and pay it back in 24-30 months. That gives me flexibility on my monthly obligation. I let them withdraw the regular payment each month, then I manually make an additional payment after to reduce the principal (just be aware that Upstart accrues interest daily so you have to account for that).

2019年3月6日 · Even though we had only missed one payment- we could never come up with enough extra to pay the missed payment + current due. We did finally get caught up but not before our credit showed many 30 days late. Hope this …

2017年1月23日 · I currently pay more than the minimum due on my auto loan, and have to send TD a secure message for them to do so. So I made a $400 payment ($374 minimum due) on 12/30/16. On 1/4/16, I sent a SM to have them reallocate the payment overage to principal instead of future scheduled payments. They sai...

2018年1月8日 · I am currently on my 2nd car loan with Honda finance. One car paid in full and now my current car. I started with them in 2012. I have made every single payment on time up until August & October 2017. Has anyone had luck with getting lates removed? With my current car loan I still owe a large balance bc this loan is new.

2024年12月13日 · I opened a Fidelity cash management account a few months ago and moved my emergency fund cash into it since it earns a bit more than my Capital One HYSA. I didn't initially open it for checking purposes, but as I got into it, I realized they offer free physical checks and online bill pay. I don't ...