2024年12月10日 · Consider the average retirement savings by age, plus tips to save more. For baby boomers, the average 401 (k) balance is $250,900 with an average IRA balance of $250,966. For Gen X, the average 401 (k) balance is $191,900. The average IRA balance is $100,169. Millennials have an average 401 (k) balance of $66,500.

2024年4月22日 · The Fed calculated average retirement account balances for individuals as of 2022, the latest year for which figures are available. Broken down by age, those balances are as follows: AGE

Below are estimated United States retirement savings statistics by age for 2023, from surveys conducted between 2022 and 2023 (the newest data we have until 2026). You'll find the average retirement savings by age, along with median, and top 1% of savings.

2025年1月17日 · Average retirement savings by age. According to Empower Personal Dashboard TM, the typical American has $492,795 saved for retirement. Here’s how average retirement savings break down by age.

Below you'll find generalized retirement savings benchmarks by age and current salary that might let you retire comfortably, using broad assumptions about factors including taxes and spending preferences.

2024年11月18日 · According to a recent study, the average 401 (k) account balance in America is $134,128. 1 But depending on your age, your income and your savings rate, your retirement account balance could be much larger or smaller. Americans under 25 years old, who are just starting their careers, have an average balance of $7,351—the smallest of any age group.

Before you can identify the savings benchmark based on your age, you’ll want to determine your total retirement savings target. (How much money you want to have saved up by the time you retire.) Some financial advisors recommend a general savings target of $1 million.

2024年8月28日 · Americans reported a median retirement account value of $87,000 in the most recent SCF, but the median balance varied substantially between different age groups. Retirement savings may also...

2024年5月14日 · Below, we show the average and median retirement savings in the U.S. by age group: For people aged 35 and under, the median savings were $18,880, while this amount increased to $200,000 for those aged 65 to 74. At current rates, this means that older generations are living on a mere $10,000 per year in retirement based on these savings alone.

2024年1月20日 · White Americans have a median of $100,000, compared to Black Americans at $39,000 and Hispanics at $55,600. The chart below shows how much Americans have saved for retirement based on the...