USDA mortgages are aimed at borrowers buying in eligible rural areas. These loans come with lenient rules around credit scores and down payment requirements. USDA loans come with income limits ...

Interest rates on USDA loans are also usually lower than for conventional loans, and lenders are typically more flexible with credit score requirements. CNBC Select reviewed lenders offering USDA ...

The USDA will review your application and documents after the lender signs off on your loan. The agency will make sure you and the property fit eligibility requirements. The closing timeline ...

Click on "USDA," and you'll get step-by-step info on loan eligibility, credit score requirements, and all the details on how to qualify and apply for a USDA loan. The HomeFundIt program is a gift ...

One major feature of USDA loans is that they have no down payment requirements. Our USDA mortgage calculator can help you run the numbers to see if the home you’ve got your eye on fits your ...

In addition to having no down payment requirements, USDA loans also typically have lower interest rates than conventional loans — making them an attractive option, particularly for first-time ...

Commissions do not affect our editors' opinions or evaluations. USDA loans make getting a mortgage more affordable and accessible for home buyers in eligible rural and suburban areas. Backed by ...