Commissions do not affect our editors' opinions or evaluations. Too many homeowners think they don’t need flood insurance. Only about 27% of homeowners have it, according to the National ...

If you don't have flood insurance, you will only get money from FEMA if a federal emergency is declared. Even if you do get assistance, a federal grant is usually between $3,000 and $6,000. That's not ...

You need flood insurance. Homeowners insurance ... but the industry remains under pressure. How Does Car Insurance Work for Ride-Sharing Drivers? Can you use your personal auto insurance?

You can also look into private flood insurance options ... multiple policies for better rates. In this case, do some research to work with insurers specializing in high-risk properties.

Perhaps surprisingly, flood insurance also covers mudslides after wildfires, which do not fall under a typical homeowners policy. Ruiz encouraged homeowners to speak with their insurance agent or ...

“It’s tremendous savings for our residents, over $1 million in flood insurance premiums ... rating to all the work the city’s floodplain manager has helped them do including improving ...