Therefore, the actual benefit of Experian's No Ding Decline feature is that consumers get to avoid the double whammy of being declined up front and experiencing a score drop as a result of the ...

According to the CFPB, Experian sent "misleading, confusing, or inaccurate" dispute codes to furnishers of credit reporting data, failing to provide them with all relevant information about disputes.

sent consumers the unsolicited emails after they signed up for an account to manage their Experian credit report information. A spokesperson for Experian, which tracks credit activity and provides ...