A long-term CD has an account term that matures in 18 months or longer (think multiple years) while a short-term CD will mature in under 12 months (think anything under a year). Both CD terms have ...

While a $10,000 deposit into either a long-term or short-term CD can be beneficial for savers, it helps to know which of the two may be better to open right now. And, for many, that could be the ...